Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be ...

Should Certificates of Deposit (CDs) be part of your retirement savings plan? With top CD rates still near 4%–5% in 2025, ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Share certificates and certificates of deposit (CDs) are insured, low-risk investments that typically offer higher yields than regular savings accounts. While they work similarly, the key difference ...

With Tax Day tomorrow marking the end of filing season, it's the perfect time to put potential refunds to work in a certificate of deposit. Inflation continued its cooling trend in March with an ...

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

CDs and high-yield savings accounts both earn more than traditional savings accounts. CDs require you to lock in your money for the duration of your term. Fluctuating interest rates play a key role in ...

The best CD rates are currently higher than the best T-bill rates. T-bills come in shorter terms than CDs. The interest earned from T-bills is exempt from state and local taxes. If you're looking for ...