High-yield savings account: According to DepositAccounts.com, as of December 2025, the top-yielding 1% of high-yield savings ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A CD account can be a great place to store money you don't need right away, as long as you avoid these mistakes.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before yields move lower.

CDs offer safety and predictability, while the S&P 500 gives you better long-term growth. Here's what really happens when you ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Our ratings are calculated based on fees, rates, rewards and other category-specific attributes. All ratings are determined solely by our editorial team. Monthly compounding schedule instead of daily.

Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...

-0.40 percentage point (40 basis points). See methodology details Medians, or midpoints, consist of APYs of CDs or share certificates collected from the websites of the following 21 financial ...

Key takeawaysA five-year certificate of deposit (CD) allows you to receive a fixed yield for several years, which can be ...