Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

The best short-term CD rates can help you reach your savings goals faster.

Should Certificates of Deposit (CDs) be part of your retirement savings plan? With top CD rates still near 4%–5% in 2025, ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

As the Federal Reserve raised rates throughout 2022 and into 2023, the high-rate environment led certificates of deposit (CDs) to be one of the most obvious and beneficial choices for earning more on ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Interest rates have cooled over the past 14 months, with the Federal Reserve appearing to mirror its late-2024 pattern of rate cuts. The central bank lowered its benchmark rate by 0.25% in both ...